When you decide to buy a home or refinance a mortgage, it's a big step. Benchmark Lending is a different kind of mortgage company!  You can trust us to find the loan program that's best for you and which integrates your "mortgage plan" with your overall financial plan to help you to achieve your financial goals, additionally helping to increase your wealth, liquidity and safety.  With novel trademarked mortgage loan programs such as our

            •  "Independence Program Series,©™"

            •  "Debt Reduction Program Series,©™"

            •  "Legacy Program Series,©™"

            •  "Maximized Retirement Program Series,©™

            •  "College Planning Program Series,©™"

            •  "In Divorce Planning Program Series, ©™"

we can help you achieve your financial goals at any stage of your life.  Each "Program Series" is tailor made to you and "your goals."  None of our programs are "one size fits all."  We recognize that your needs are your needs and that they are different from other people's needs.  Instead of giving you a simple mortgage, i.e. a 30 year mortgage and leaving you on your own to figure it out, WE GIVE YOU A PLAN THAT ALLOWS YOU TO ACHIEVE YOUR FINANICAL GOALS AND DREAMS.  No other mortgage company does this for you. No other mortgage company has these programs. And no other mortgage company or Mortgage Planner such as Terrence Tormey approaches your wealth accumulation in such a positive, focused and dynamic way.  We want you to achieve your financial goals, whether they are to become wealthy, debt free or living comfortably in retirement.  What other mortgage company ever did that for you!  Each of these "programs" are designed with your ultimate goal(s) in mind.  They are your "shortcut" to achieving your dreams.  Whatever your financial goal is our laser targeted "Program" will put you on the path to achieving that goal.  So whether your goal is to maximize your available cash, increase your net worth, to be debt free, to leave an estate to your heirs, to live comfortably in your retirement, to send your child to the best schools or to come out in the strongest financial position after your divorce our "Programs" will help you to achieve that goal.  And if you have multiple financial goals then we can easily adapt our programs to help you achive your multiple goals.  We have done the thinking and planning for you and have developed the "plans."  You need only implement the "plan."  No guessing, no head scratching, no giving up because you do not know where to start.  We show you where to "start" and we show you where you will "finish." 

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs and maximizes your financial return, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment if that is your single goal. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!  But don't stop there

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values may have gone up! Tap into that wealth and reward yourself. Implement a "Mortgage Plan" designed by one of our Mortgage Planning Professionals with "asset accumulation" as its focus and build your personal net worth while providing liquidity and safety against future downturns in your life caused by illness, job loss, etc.  Generally, it is when you need the money the most that you cannot get access to it.  Banks lend you money only when you are employed and have a clear ability to repay the loan.  It doesn't matter how much equity you have in your house, if you are not working then no Bank is going to lend you any money.  Guard against the possibility of this happening to you by calling and talking with one of our Mortgage Planning Professionals who will work with you to develop your own Mortgage Plan. We'll help you find the best program to fit your personal financial goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing your mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.